As a business owner, the way you process credit cards plays a huge role in your success. If you’re not familiar with the details of credit card processing, it can seem overwhelmingly complicated to choose a terminal. At Merchant Account Solutions, we’re here to simplify the process for you. Here’s our guide to picking the right credit card machine, terminal, or point of sale system for your company.

Credit Card Machines

If you want to accept credit and debit cards for your business, you’ll need a card reader. The most standard option is a stationary card terminal. This is a device that requires a physical connection to the internet or a phone line to process cards. Another popular option is a wireless processor, which is a terminal that uses a wireless connection to take payments.

Stationary readers are great if you only plan to take payments in one location and have security concerns. However, if you need something that’s easier to transport, you may need a wireless processor.

Point of Sale Systems

Another way to accept credit and debit cards is through your point of sale (POS) system. Today, it’s possible to run your business from a single device. You can get POS systems that are based on:

• Tablets
• iOS devices
• Android devices
• Mac computers
• PCs

One increasingly popular POS system is the Clover Station. The Clover Station is tablet-based and is perfect for retail and restaurant environments. It takes EVM chip cards, credit cards, and touchless payments.

If you want your payment processor to be sleek, modern, and technologically-advanced, you may want to go with a POS system. Many of these systems are cloud-based, which means software updates and integrations are possible with the touch of a finger. Most POS systems also come with other helpful features, including inventory management, employee management, and customer management. \

Hopefully, you feel more confident about choosing the right way to process credit cards for your business. With this knowledge, you can now move forward and decide on the specific machine that will help your business thrive.